High-volume international payouts through high-street banks at 2–3% FX spread. Payment patterns flagged as unusual by compliance teams unfamiliar with the affiliate model. Straightforward to fix with the right infrastructure — but most operators have never stress-tested their setup. GenerateFX helps identify what the right infrastructure looks like.
Most affiliate networks and performance marketing agencies pay publishers in their local currencies — running all conversion through high-street banks at 2–3% above the interbank rate. On £5m/month in international payouts, that's £100–150k per year in unnecessary FX cost.
High-frequency international payments to large numbers of individual recipients — the standard affiliate payout model — are flagged as unusual by bank compliance teams unfamiliar with the sector. Accounts placed under review, payments delayed or returned.
Affiliate networks paying publishers across 30+ countries face multi-currency complexity, correspondent bank delays, and SWIFT friction that mainstream banking infrastructure is not built to handle at the required volume and frequency.
GenerateFX helps identify suitable specialist providers with capability in the Performance Marketing & Affiliates sector. Subject to provider due diligence, compliance review, and onboarding checks, we support routing opportunities into appropriate infrastructure.
Bulk international payout infrastructureIdentifying payment providers with bulk payout capability — mass payment platforms with API-driven disbursement, multi-currency support, and rates built for high-frequency international transfer volumes.
Multi-currency accounts and FXMulti-currency account options with competitive interbank-rate FX — significantly reducing the cost of converting and paying out in publisher local currencies at scale.
Business banking for affiliate networksBanking infrastructure that understands the affiliate payment model — so high-frequency international payments to multiple recipients don't trigger compliance reviews or account holds.
Payment infrastructure reviewAn independent review of current payout costs and infrastructure — identifying what the FX and payment friction is actually costing the business, and what specialist alternatives exist.
A UK affiliate network paying 800 publishers monthly across 35 countries. Primary bank placing monthly batch payments under review — compliance team unfamiliar with the affiliate payout model. £2m in payments delayed by 5–7 days each month.
A performance marketing agency managing media buying for multiple clients — paying international media partners and platform accounts in USD, EUR, and AUD. FX spread of 2.8% through primary bank. Annual FX cost of £180k on £6.4m in international payments.
An iGaming affiliate publisher receiving commission payments from 12 operators in multiple currencies. Primary bank account flagged due to association with iGaming sector — account under review, incoming payments delayed.
Tell us about your operation or the client situation. We will assess whether there is a suitable provider match and come back to you directly. No obligation, no hard sell.
Have a client in this sector?If you're an EMI, MSB, payment consultant, or adviser with clients in this space you can't service directly — we have a structured introducer arrangement.