Prop firms need card acquiring for challenge fees and reliable payout rails for funded traders. Most mainstream providers cannot categorise the model, so they decline it or close it later.
Prop trading firms need two things that mainstream providers rarely offer together: card acquiring for challenge and evaluation fees, and low-cost payout rails for funded traders across many countries. Processors often misclassify prop firms as gambling or investment businesses and decline or close them. We introduce prop firms to specialist acquirers and payment providers that understand the model, and pre-qualify fit before you apply.
Processors often cannot categorise challenge fees, so they apply their strictest rules or decline outright.
Traders who fail an evaluation sometimes dispute the fee, pushing chargeback ratios towards card scheme thresholds.
Funded trader payouts need low-cost rails across many jurisdictions, and banks flag high volumes of outbound international payments.
We match prop firms with providers that already understand evaluation fees and trader payouts, so the account is built to stay open.
Card acquiring for challenge feesAcquirers with current appetite for prop trading evaluation models.
Trader payout railsMulti-currency payouts across the countries your traders are in.
Fewer disputesDescriptor, refund policy and checkout wording that reduce chargebacks from failed challenges.
Business bankingNamed multi-currency accounts that understand inbound fees and outbound payouts.
Providers move fastest when the file is complete on day one. Have these ready before you apply.
Company documentsCertificate of incorporation, registered address and a short description of what you sell and to whom.
Ownership and IDPassport or ID and proof of address for every owner with 25% or more, and for directors.
Processing historyYour last 3 to 6 months of processing statements, if you have them, including chargeback and refund levels.
Bank statementsRecent business bank statements showing how money moves in and out of the business.
A compliant websiteFull company details, terms, refund and shipping policies, and accurate product descriptions.
Volumes and flowsExpected monthly volume, average transaction size, main customer countries and settlement currency.
Challenge rules and payoutsYour evaluation rules, refund policy, risk disclosures and payout volumes by country.
Full list by sector: high-risk merchant documents checklist →
A prop firm's card processor withdrew from prop trading with short notice.
Trader payouts are being held for review by the firm's bank.
A new prop firm needs card acceptance and payouts ready before launch.
Yes, through acquirers that understand the evaluation model. Clear challenge rules, refund terms and an accurate descriptor are key to approval and to keeping chargebacks under control.
Usually because of misclassification, rising chargebacks from failed challenges, or changes in card scheme or provider policy. A provider that understands the model upfront is less likely to exit at review.
Most use bank transfers through multi-currency accounts, with other rails where suitable. The right set-up depends on where your traders are and how often you pay out.
Requirements depend on your model and jurisdiction, and providers will ask about it. We are not legal advisers, so take specialist advice on licensing.
Yes. Providers assess expected volume, average ticket and your controls. A clear plan and compliant website make a pre-launch application much stronger.
Give us the detail upfront (volume, set-up, what has been declined) and we can check provider appetite before we speak. We will assess whether there is a suitable provider match and come back to you directly. No obligation, no hard sell.
Have a client in this sector?If you're an EMI, MSB, payment consultant, or adviser with clients in this space you can't service directly, we have a structured introducer arrangement.