Mainstream payment platforms commonly list peptides and research chemicals as restricted, so many suppliers only find out after their account is closed and funds are held. A small number of acquirers do approve the category knowingly. We pre-qualify your website and business model against their current criteria before you apply.
Popular e-commerce payment platforms commonly restrict research chemicals and peptides in their terms, whatever your labelling or customer base.
When a processor exits a merchant, funds can be held for an extended period, which hits stock purchasing and cash flow immediately.
Acquirers that knowingly approve the category price for the risk and may apply a rolling reserve. Good preparation and clean history help.
We match UK peptide websites with acquirers that approve research-use-only suppliers, and prepare the application so it is assessed properly the first time.
Card acquiring for research-use sellersVisa and Mastercard acceptance through acquirers with current appetite for the category.
Website readiness checkResearch-use-only terms, labelling, refund policy and product descriptions reviewed against what acquirers look for.
Rates and reserves explainedRealistic expectations on pricing and reserves before you commit.
Settlement that worksSettlement into a business account that is set up for your business model.
A website loses card processing overnight and funds are held.
A new store has been declined by every mainstream platform it tried.
An established seller is paying high rates and wants better terms as volume grows.
Yes, through acquirers that knowingly approve research-use-only suppliers. Mainstream payment platforms commonly restrict the category, so applying to them usually ends in a decline or later closure.
Clear research-use-only terms and labelling, no claims about human use, accurate product descriptions, refund and shipping policies, and company details on the site.
Some acquirers apply one, particularly for newer merchants. Processing history and low chargeback levels help with better terms.
Pricing depends on your volume, history and the acquirer. Expect higher rates than mainstream platforms. We give you realistic expectations before you apply.
Give us the detail upfront (volume, set-up, what has been declined) and we can check provider appetite before we speak. We will assess whether there is a suitable provider match and come back to you directly. No obligation, no hard sell.
Have a client in this sector?If you're an EMI, MSB, payment consultant, or adviser with clients in this space you can't service directly — we have a structured introducer arrangement.